Gift Aid your donation FAQs
If you Gift Aid your donation, your chosen charity will receive an additional 28p for every pound you give.
Your chosen charity can claim Gift Aid tax relief of 25p on every pound you give. HMRC will also be operating transitional provisions for Gift Aid donations made from 6 April 2008 until 5 April 2011, paying a Government supplement of 3p on every pound you give.
How can I sign up for Gift Aid?
All you need to do is select Gift Aid on the “switch” when you chose how much to pay and provide your home address in your details. Our donation calculator will automatically show you how much extra the charity can claim.
How does Gift Aid work?
Gift Aid is one of the easiest ways to make your donation tax effective. The charity you are supporting reclaims the basic rate tax from the Inland Revenue. There is no extra cost to you and the process is simple - all you have to do is make a Gift Aid declaration.
What does the Gift Aid declaration commit me to?
Absolutely nothing! It just ensures that if you choose to donate to your chosen charity, we can claim an extra 25* per cent back from the Inland Revenue.
*For any gift aided donations, which were made before 6 April 2008, we will be able to claim back 28 per cent.
What is a Gift Aid declaration?
It is simply a statement by an individual taxpayer that they want a charity to get back from the Inland Revenue the tax paid on their donation. This is a great way to add 28* per cent to the value of your gift to your chosen charity without it costing you a penny more!
*For any donations you make after 6 April 2008 it will be 25 per cent. The Government will pay your chosen charity an additional 3p on every £1 you give during the transitional relief period.
Gift Aid - do I qualify?
For every £1 you donate to your chosen charity in a financial year, you must have paid 28p* in income or capital gains tax in the same financial year to qualify for Gift Aid.
*For any donations you make after 6 April 2008 you must have paid 25p in income or capital gains tax in the same financial year to qualify for Gift Aid.
How do I know if I pay UK income or capital gains tax?
You pay these taxes if:
- income tax is taken from your wages or salary before you receive your pay
- you pay tax after filling in a self-assessment form each year
- you have any taxable savings (in a Building Society, for instance), or a pension plan, or investment income
- you have paid any capital gains tax, on the sale of a property or some shares, for instance.
If any of these applies to you, please complete and return your declaration so your chosen charity can reclaim the tax on your donations. NB Inheritance tax does not count as UK income or capital gains tax.
Why does it work out at 28* pence for every pound given?
Although basic rate tax is currently 22 per cent, the donation for £1 is treated as the net after tax from £1.28 (£1.28 minus 22 per cent is approximately £1). your chosen charity get back the 28 pence.
*When the basic rate tax changes to 20 per cent, the donation for £1 is treated as the net after tax from £1.25 (£1.25 minus 20 per cent is £1). your chosen charity get back the 25 pence.
What if I don't pay UK tax?
Then, unfortunately, you are not able to make a Gift Aid declaration.
What if I'm a pensioner?
You may still pay tax on a private pension plan or a savings account, or pay capital gains tax if you sell property or shares. If so, please tick the Gift Aid declaration.
Who will have access to this information about me?
Only Charitecards, your chosen charity and the Inland Revenue. We will not share it with anyone else.